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Personal Checking

You First Checking  - Free Checking - Free Student Checking
Free Senior Checking - Advantage Checking

 
Banking should simplify your life, not make it more complicated. Peoples Bank offers an array of checking accounts. Whether you are looking for a basic account with no frills or if you are looking to earn interest, Peoples Bank has the account for you!

Contact a new account specialist to learn what checking account can best meet your needs. We can assist with the transition of your direct deposits and automatic payments.
Competitive Checking

 

You First Checking
You First Checking is the first account you customize to meet your needs.  Choose one of the following six great features to make this checking account really your own:    

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Earn interest with a minimum checking account balance.

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Waive one Account Services fee per year up to $35.

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Get five Peoples Bank ATM fees waived per month.*

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Receive free bill payment privileges.  

bullet Receive a premium interest rate on a retail CD with a balance less than $100,000.  
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Receive a $50 fee discount on a mortgage or consumer loan.  

Plus, get our standard You First Checking account features like free checks, no minimum balance requirement, no monthly service charges and free Internet banking. 

*A fee paid to the institution owning the machine may apply.  Please refer to the bank’s Electronic Fund Transfer Agreement and Disclosure for further details.  


The following checking accounts offer:

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FREE VISA Express Check Debit Card

bulletFREE Internet Banking
bulletFREE Online Bill Payment Service
bulletFREE Phone Banking
bulletFREE Automatic scheduled transfers
bulletFREE Consolidated statements
bulletFREE Initial check order
bulletFREE Preauthorized debits and direct deposits
bulletUnlimited check writing
bulletMonthly statements with check images returned
bulletAbility to reorder checks online

Free Checking
Free Checking is simply the best value in checking available anywhere. This hassle free account has no minimum balance requirement and no monthly service charges. Plus, you can take advantage of all of the services listed above.

Free Student Checking
All the advantages of a Free Checking account, plus the added benefit of 5 free non-Peoples Bank ATM withdrawals per statement cycle*. Students can monitor their account activity when they are away from home by utilizing Internet Banking, another FREE service at Peoples Bank!

*A fee paid to institution owning the machine may apply. After the fifth non-Peoples Bank ATM transaction a $2.00 fee will be assessed by Peoples Bank, pursuant to new account disclosures, in addition to any fees from the institution owning the machine.

Free Senior Checking
Free Senior Checking has no minimum balance requirement and no monthly service charges. Unlike our other Free Checking accounts, seniors earn interest on balances over $100. In addition, you get FREE extras including free checks, free travelers checks and free money orders.

Advantage Checking
A Peoples Bank Advantage Checking account is ideal for higher balance customers who want to earn interest on their funds. A $5 monthly fee can be avoided by simply maintaining a $500 average daily balance in the account. FREE travelers checks are offered with this account.

Moving your Account to Peoples Bank
It’s never been easier to move your account to Peoples Bank. A new account representative will help you through the process:

  1. When opening your account, establish direct deposit of your government benefit check, pension or payroll deposit.

  2. If you have automatic payments deducted for your bills, notify all vendors of new account information.

  3. Pay your current bills with Free Online Bill Payment from Peoples Bank or your temporary checks to eliminate using checks from the account you are attempting to close. A Peoples Bank representative will print additional checks if needed. Your new checks and Express Check debit card should arrive within seven to ten days.

  4. Once direct deposit is established into new account and all checks on your old account have cleared, close the old account and transfer the proceeds to your new Peoples checking account.
     



 

 

 

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